GMAC Auto Financing Cockeysville MD

GM’s finance arm, GMAC, said that unless you have a 700+ credit score, you won’t be considered for a loan in Cockeysville. Other banks and lenders are also tightening credit restrictions and making it harder to get an auto loan. On the other hand though, some media reports say that there is no auto credit crisis and it’s consumers’ fears of making a big purchase that is keeping them out of dealerships.

Anderson Pontiac Buick GMC
(410) 403-1300
10139 York Rd
Cockeysville, MD
 
Frankel Pontiac GMC
(410) 581-1181
11227 Reisterstown Rd
Owings Mills, MD
 
Davis Buick-GMC
(410) 876-2044
Westminster, MD
 
Bank of America - Hunt Valley Shawan Plaza Branch
(800) 432-1000
11301 York Road
Cockeysville, MD
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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SunTrust - Cockeysville Branch
(800) 786-8787
9701 York Road
Cockeysville, MD
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact SunTrust for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

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Penn GMC Truck Center
(410) 633-9000
N Point Blvd & Kane St
Baltimore, MD
 
Jones Chrysler Plymouth Toyota GMC
(410) 420-3153
1415 Bel Air Rd
Bel Air, MD
 
PNC Bank - Hunt Valley Branch
(800) 762-5684
11139 York Road
Hunt Valley, MD
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. This fee can be waived on your first two withdrawals each month by maintaining an average balance of $2,000.00 between your 'Spend' and 'Reserve' Accounts.
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact PNC Bank for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Wells Fargo - Hunt Valley Pb Branch
(866) 245-3452
225 International Dr
Hunt Valley, MD
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
PNC Bank - Broadmead Branch
(800) 762-5684
13801 York Road
Cockeysville, MD
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. This fee can be waived on your first two withdrawals each month by maintaining an average balance of $2,000.00 between your 'Spend' and 'Reserve' Accounts.
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact PNC Bank for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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Auto Loan by GMAC

Is it Harder Now For Buyers to Get Approved For an Auto Loan? By Liz Opsitnik Wednesday, Nov 26 2008 13:06

If you’ve read a newspaper, gone online or watched the news recently, you probably have seen reports saying that car shoppers are having a very difficult time getting approved for an auto loan. 

GM’s finance arm, GMAC, said that unless you have a 700+ credit score, you won’t be considered for a loan. Other banks and lenders are also tightening credit restrictions and making it harder to get an auto loan. On the other hand though, some media reports say that there is no auto credit crisis and it’s consumers’ fears of making a big purchase that is keeping them out of dealerships. “Credit is still available because lenders still want to make loans and dealers still want to sell cars,” says Gerri Detweiler, credit advisor for credit.com. “Someone will hear something in the media and think that it applies to them. They need to check their credit reports and scores and see where they stand.” Ford pre-owned dealership A Ford pre-owned dealership in Fort Lauderdale, Fla. is pictured. © 2008 AutoLoanDaily.com So how did our economy go from easy credit with no money down to consumers with good credit being denied? Harriet Johnson Brackey, personal finance columnist for the South Florida Sun-Sentinel and Miami Herald, says that in the last six weeks, the country has had an explosion of the credit crisis, with more homes going into foreclosure and credit card limits being cut back, for example. “People have been unwilling to loan to each other,” Brackey says. “Everyone is scared. The crisis of consumer confidence is huge right now. Joblessness is going to become the number one factor in consumer buying decisions.” Although the economy has gone downhill fast, the crisis could rebound fast too, says Detweiler. “Things could change pretty quickly in the other direction,” she says. “I don’t think it will go back to the heyday lending we saw a few years ago though.” 

Click here for tips on how to improve your credit score.

Other options for those with not-so-perfect credit What options do you have if you are not in the top credit rating tier or you have been turned down for an auto loan? Brackey says that you should try your local credit union or apply to some online lenders. “Everyone’s been affected by the credit crisis but cre...

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